Loan Options
We offer a wide variety of loan products tailored to meet your unique needs. Whether you're a first-time homebuyer, a veteran, self-employed, or an investor, we have the perfect financing solution for you.
Traditional Loans
Conventional, FHA, and VA loan options for primary residences.
- Conventional loans with down payment as low as 3%
- FHA loans with down payment as low as 3.5%
- VA loans with no down payment required
- Competitive interest rates across all options
- Flexible terms (15 or 30 years)
- No mortgage insurance with 20% down on conventional
- More lenient credit requirements for FHA
- Special benefits for veterans with VA loans
Non-Qualified Mortgage Loans
Flexible financing solutions for borrowers with unique financial situations.
- Alternative documentation options
- Flexible income verification
- Higher loan amounts available
- Customizable terms and conditions
- Suitable for self-employed borrowers
- Investment property financing
- Portfolio loan options
- Streamlined application process
Home Equity Solutions
Access your home's equity through loans or lines of credit.
- Home Equity Loans with fixed rates
- Home Equity Lines of Credit (HELOC)
- Flexible draw periods
- Competitive interest rates
- No closing costs on some options
- Tax-deductible interest
- Multiple repayment options
- Quick approval process
Down Payment Assistance Programs
Special programs to help make homeownership more accessible.
- Grants for qualified borrowers
- Forgivable second mortgages
- Low-interest second loans
- First-time homebuyer programs
- State and local assistance options
- Seller contribution programs
- Non-profit organization partnerships
- Flexible repayment terms