Self Employed Loans

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Securing a loan can be particularly difficult for self-employed individuals due to fluctuating incomes and less traditional financial documentation. Harry Hager is specialized in overcoming these challenges. Here’s how we offer the best solutions:

• Flexible Documentation: Unlike traditional lenders, we accept various forms of income verification, including 

1. Tax returns
2. bank statements
3. profit and loss statements

• Tailored Loan Products: We offer a variety of loan products designed specifically for self-employed borrowers, ensuring you find the perfect fit for your financial situation.
• Expert Mortgage Brokers: Our experienced mortgage brokers guide you through the process, offering personalized advice and support to help you secure the best possible terms.
• Competitive Rates: We work with multiple lenders to provide competitive interest rates and favorable loan terms.

Our team in Reston is adept at navigating these hurdles, ensuring you get the loan you need with terms that work for you. Common issues self-employed individuals face includes: 

1. Difficulty proving consistent income
2. Limited down payment funds
3. Stricter loan requirements

Finance experts at Harry Hager in Alexandria, Virginia offer a huge and premium range of loan services that are specifically designed to meet the requirements of self-employed individuals:

Conventional Loans Service: Ideal for borrowers with strong credit histories and substantial down payments. We help you navigate the conventional loan process smoothly.

VA Loans Service: For veterans and active-duty service members, our VA loans offer competitive rates and no down payment options, making homeownership more accessible.

FHA Loans Service: These loans are perfect for those with lower credit scores or smaller down payments, offering more lenient qualification criteria.

Non-QM Loans: Non-Qualified Mortgage loans are designed for borrowers who don’t fit the standard loan mold, providing flexible underwriting and credit criteria.

Fix And Flip For Investors: If you are looking to invest in real estate, our fix and flip loans provide the necessary funding to purchase and renovate properties.

Down Payment Assistance: We offer programs to help you secure the funds needed for a down payment, making homeownership more achievable.

Refinance Loans Service: Refinance your existing mortgage to lower your interest rate, reduce monthly payments, or access cash from your home’s equity.

Purchase Loans Service: Whether you are buying your first home or upgrading to a larger one, we offer tailored purchase loan options to fit your needs.